Who Are Conveyancing Attorneys And Why Do You Need One To Transfer Your Property WHAT IS A CONVEYANCER A Conveyancer is an Attorney who has written and passed exams to specialize in property law. When we speak about property in this article we are speaking about immovable property, being the property in which you live [...]
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De-registration of Home Owner’s Associations Introduction The aim of this article is to explain the consequences of the de-registration of Home Owners’ Associations in the Companies Office, and the actions necessary to bring such entities out of de-registration and restore their registration status. Does this affect all Home Owners’ Associations? No. This is only [...]
Switching Bonds To switch a bond is where a client has a bond with another bank and wishes to cancel that bond and change to a new bank. The procedure here is that the first registered bond needs to be cancelled and the new bond registered. These two registrations take place simultaneously in the [...]
Transfer Duty Savings for First Time Home Buyers#BudgetSpeech2017 – Save up to R20 000!Transfer Duty Savings for First Time Home Buyers In an attempt to encourage home ownership and provide relief to first time home buyers, the South African budget of 2017 has seen some welcome changes to the Transfer Duty payable in the acquisition [...]
The WaitRegistration – The Three Month WaitAfter months of searching and tormenting yourself by running from show day to show day, searching the internet to no end, speaking to handfuls of agents all promising that they have the perfect property, you finally find your dream home!You put in an offer and it gets accepted. Fantastic [...]
General Property Valuations Roll Did you know that by law, the municipality is required to notify each property owner of the new valuation of their property, for rateable purposes? The new property valuations roll has been published and is there for you to inspect and scrutinize. The owners of property in the City of Tshwane, [...]
Why you should pay a little extra on your bond installment… p>A home is most likely to be the largest investment you will ever make. It is important that you manage it correctly in order for you to get the best return on your investment. Once a bond has been granted, many homeowners do not [...]
Getting a Home Loan after Debt Counselling Securing a home loan is a challenging process on its own, especially so after undergoing debt counselling. Debt rehabilitation reflects on your credit profile for some time even after having paid up all your debts and being issued a clearance certificate by the court. It’s highly unlikely [...]
It’s all about the Neighbourhoodp>When buying a home there are many factors to consider. Before you purchase there are questions you need to ask and answer for yourself. Questions relating to price, structure, affordability, size… the list goes on…After discussions with Intro Real Estate agents, we learnt that there is one question that is most prominent [...]
Bond Application for Self Employed IndividualsApplying for a home loan is quite a challenging experience for self-employed individuals, mainly due to the fact that they do not have a consistent source of income. Financial providers and banks unfortunately classify these applicants as “high risk” and therefore use a particular assessment criteria specific to self-employed individuals [...]